Modern investment property
Hard Money Loans - Ready Set Closed.

Bridge Funding.
No Friction.

Private money mortgage loans that give real estate investors the advantage to compete and win.

Instant
Term sheets
Next Day
Funding
Zero
Traditional appraisals
Fully Automated
Workflows
PURCHASES · REFINANCES · FIRST POSITION · SECOND POSITION · SINGLE-FAMILY · MULTIFAMILY · MIXED-USE · COMMERCIAL TIME KILLS DEALS ACQUISITION · CASH-OUT REFINANCE · MATURING DEBT · CROSS-COLLATERAL · SPECIAL SITUATIONS READY SET CLOSED PURCHASES · REFINANCES · FIRST POSITION · SECOND POSITION · SINGLE-FAMILY · MULTIFAMILY · MIXED-USE · COMMERCIAL TIME KILLS DEALS ACQUISITION · CASH-OUT REFINANCE · MATURING DEBT · CROSS-COLLATERAL · SPECIAL SITUATIONS READY SET CLOSED
01 - POSITION OF STRENGTH

Start from a position of strength.

Our product is designed for real estate investors with skin in the game. Give them the leverage to negotiate better prices.

We have the technology, structure, and processes in place to move with zero friction, putting investors in a position to operate like cash buyers.

Modern investment property
SINGLE-FAMILY · MULTIFAMILY · MIXED-USE · COMMERCIAL
02 - FROM OPPORTUNITY TO FUNDING
01
Send us the deal.

Address, loan amount, value, existing debt, and exit. That's all we need to start.

02
Receive a term sheet.

Same-day terms, decided in-house. No committees, no waiting on third parties.

03
Close like a cash buyer.

Funding as fast as one day. We're ready when you are.

03 - WHAT WE FUND

Built around the deal.

Underwriting is based on the property, the equity, and the opportunity, not a slow, rigid approval process.

ACQ
Acquisitions

Operate like a cash buyer.

REFI
Refinances

Replace maturing debt or pull equity out to redeploy.

2ND
Junior liens

Second-position capital behind existing financing.

XC
Cross-collateralized loans

Use equity across multiple properties to structure the loan.

CRE
Commercial & multifamily

Bridge capital for larger income-producing assets.

SPX
Special situations

Complex, time-sensitive, or unstabilized transactions.

City skyline
NATIONWIDE · BUSINESS-PURPOSE
Real properties. Real timelines. The speed and certainty of cash.
WHAT WE NEED TO ISSUE TERMS
Property address
Requested loan amount
Purchase price or current value
Existing debt
Exit strategy
Target closing date
04 - BUILT TO MOVE

Everything engineered to remove friction.

Structure, technology, and in-house decisions keep the opportunity moving toward funding.

01No traditional appraisal required
02Funding as fast as one day
03Same-day term sheets
04Flexible loan structures
05In-house decision-making
06Direct communication
07Technology designed to remove friction
05 - INVESTOR TOOLS

Tools built for better decisions.

All tools →
TOOL 01
Cross-Collateral Feasibility

Total collateral value, combined LTV, and approximate usable equity. See whether additional collateral improves the structure.

COMBINED LTVUSABLE EQUITY
58%$412K
TOOL 02
Exit Strategy Stress Test

Test the deal against lower ARV, higher costs, and longer holds.

TOOL 03
ARV Estimator

Estimated ARV range, comparable sales, and confidence level.

TOOL 04
Budget Builder

An organized renovation budget and scope of work in minutes.

TOOL 05
Draw Schedule Builder

Turn a budget into phases and lender-ready draw requests.

06 - PARTNERS

Partner with 1st Private Capital.

Brokers

Fast scenario review, referral protection, and direct access to decision-makers.

Submit a Client Scenario →
Real estate professionals

Help your clients close quickly and solve difficult financing situations.

Connect With Us →
Private investors & capital partners

Place capital secured by real estate, with disciplined underwriting.

Request Information →

Ready to move?

Bring us the opportunity. We'll get you the terms.

Request a Term Sheet
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