Partner With 1st Private
There are two ways to work with us: refer transactions, or provide capital. Both get the same thing - direct access to the people who make the decisions.
Refer transactions, or provide capital.
Mortgage brokers, agents, wholesalers, title and escrow professionals, attorneys - anyone whose client needs a fast, reliable close. You bring the transaction; we bring instant scenario review, in-house decisions, and a commitment that your client stays your client.
Private individuals interested in becoming capital partners behind our bridge loans - short-term, business-purpose loans secured by real estate, underwritten in-house with a disciplined, asset-based approach. We are always looking for trust deed investors; request the prospectus.
Three ways in.
Instant term sheets and a close in 2 weeks on complete scenarios (commercial in three to four), a full board of loan types - bridge acquisitions and refinances, junior liens, cross-collateral, commercial, multifamily, special situations - and referral protection in plain words: your client stays your client.
Agents, wholesalers, title reps, escrow officers, and attorneys use us to rescue financings that die in bank underwriting and to close inside windows a bank cannot hit. When the transaction has to happen, we are the call.
Learn how our bridge loans are underwritten and secured, how capital partners fit into what we do, and how a conversation starts. Informational first - no pitch, no pressure, and definitive documentation before anything else.
The same commitments, whichever door.
Partnering with a lender is a bet on how they behave when a deal gets tight. These are the things we hold ourselves to, stated plainly enough that you can hold us to them.
Complete scenarios receive an instant term sheet and close in 2 weeks. That means you can give your client a real timeline in the first conversation instead of promising to find out.
Decisions are made in-house. No committee, no investor approval loop, no account manager relaying answers - and no terms that quietly change after someone upstairs looks at the file.
Your client stays your client, on this transaction and the next one. We do not work around you and we do not market to your client behind your back. We are the capital behind your deal, not a competitor for your relationship.
Bridge acquisitions and refinances, junior liens, cross-collateralized loans, commercial, multifamily, and special situations - the complex, time-sensitive files other lenders decline to read. All business purpose, secured by real estate.
Bridge to acquire, fix and flip or ground-up to build, DSCR to hold. Your client can move like a cash buyer on a bridge loan, fund the work on a fix and flip or construction loan, then refinance into a long-term rental loan with the same team and one point of contact - and you stay in the middle of both.
If a deal does not fit, we say so quickly, so you can place it elsewhere without burning days. The speed is worth as much on the declines as it is on the approvals.
Partnering, answered straight.
What kinds of deals can I bring?
Business-purpose loans secured by real estate: bridge acquisitions and refinances, junior liens, cross-collateralized loans, commercial, multifamily, and special situations. Single-family investment, multifamily, mixed-use, commercial, and land when appropriate. Owner-occupied scenarios may be eligible where state law permits - ask before planning around it.
How fast is scenario review?
Complete scenarios receive an instant term sheet and close in 2 weeks. Send it in and have your terms back before you have closed the tab. There is no registration portal and no intake queue to clear first.
What counts as a complete scenario?
Property address, requested loan amount, purchase price or current value, existing debt, exit strategy, and target closing date. Six answers. The more complete the scenario, the faster the term sheet.
Will you go around me to my client?
No. Referral protection is a named commitment here, not fine print. You stay in direct communication at every step - terms, documentation, and closing - and the term sheet and the close are yours to present.
Do you work with brokers outside your home state?
Yes. We lend nationwide, and bridge and DSCR cover the same states - the roster is on the Where We Lend page. Availability remains subject to the property, the business purpose, underwriting, documentation, and applicable law.
Can I bring rental deals as well as bridge deals?
Yes. DSCR rental loans are one of our four programs, qualified on the property's cash flow rather than the borrower's personal income, and offered nationwide. Many investors acquire on a bridge loan and refinance into DSCR to hold - see DSCR Loans.
How does providing capital work?
Capital partners are secured by a recorded lien against real property. Loans are typically structured with approximately 30% to 35% borrower equity in the transaction, so the borrower has real capital at stake ahead of the loan. Recorded liens and equity positioning describe how loans are built; they do not guarantee any outcome. Start at Trust Deed Investing to request the prospectus.
Why are there no rates or returns on this site?
Because a number published on a web page is a number for nobody's deal. Borrower terms are quoted per transaction on a term sheet, once we have seen the property, the equity, and the exit. For capital partners, the prospectus and the definitive documentation control, and nothing on this site is an offer to sell or a solicitation to buy any security.
Not sure which door?
Tell us what you are working on. We will point you to the right person.