Insights and Innovations

Welcome to the 1st Private Capital Blog; your go-to source for trends, strategies, and innovations in private lending. Explore expert insights designed to help investors, brokers, and borrowers navigate and succeed in real estate finance.

Stay informed. Stay ahead.

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August 2025 U.S. Housing Market Update: Prices, Inventory Surge, Mortgage Rates, and Hard Money Financing Strategies

August 2025 housing inventory is up 8% while mortgage rates hold at 6.6%. Discover how 1st Private Capital hard money loans can help buyers and investors move quickly in today’s market

Spring 2025 Housing Market Shift: Why Buyers Are Finally Gaining Ground

The Spring 2025 housing market is shifting, inventory is rising, homes are sitting longer, and buyers are regaining leverage. Learn what the latest data reveals and how to navigate it.

Hard-Money vs. Bank Debt vs. All-Cash: Which Strategy Maximizes ROI for Residential Flips?

1st Private Capital, Inc. breaks down how hard-money loans outperform bank debt and all-cash strategies in real estate flipping. Discover which path drives the highest ROI and capital efficiency.