Four programs. One
A bridge loan to acquire. A fix and flip loan to renovate. A ground-up construction loan to build. A DSCR rental loan to hold. Every stage of a real estate investment, financed by the same team.
Pick the loan that matches the plan.
Move like cash on acquisitions, refinances, cash-outs, junior liens, cross-collateral, and special situations. Same-day term sheets on complete submissions, no traditional appraisal, funding as fast as one day.
The purchase and the renovation in one loan: up to 90% of the price, 100% of the rehab budget drawn as the work completes, 12 months interest only. Leverage steps up with your track record.
The lot and the build for experienced builders: up to 75% of the land with permits, 100% of the construction budget in draws, and a financed interest reserve if you want one.
Long-term financing for a rental, qualified on the property's own cash flow rather than your tax returns. One rental or a whole portfolio under one loan, closed in your LLC.
Buy it. Build it. Keep it. Repeat.
The programs are built to run in sequence. Acquire on the bridge, or fund the buy and the work together on a fix and flip or a ground-up loan. Stabilize and lease. Refinance into DSCR on the property's own rent. Hold it, recycle the capital, and go again - with one partner the whole way.
Bridge, fix and flip, or ground-up, depending on what the property needs.
The holdback funds the work in draws as it is completed and inspected.
Get the rent flowing while the short-term loan carries the project.
Exit into long-term financing with the same team, then hold.
Business purpose. Real estate secured. Nationwide.
- Business-purpose loans only, secured by real estate, closed in the entity you invest through
- Nationwide, with each program's current state map on Where We Lend
- Rate, points, and fees quoted per file with the term sheet; nothing is published as a rate sheet
- One point of contact from the first term sheet to the long-term hold
- Brokers welcome on every program - see Brokers
- Buying with cash-buyer speed, no rehab: Bridge
- Buying and renovating a 1-4 unit: Fix and Flip
- Building new on a lot: Ground-Up
- Keeping a leased rental long term: DSCR
- Five or more units, mixed-use, commercial: Bridge
Tell Us the Plan.
Send the property and what you intend to do with it. We will point you to the right program and respond with terms.