Tools Built for Better
Practical tools designed to help real estate investors understand property value, project risk, construction planning, and available equity.
Every tool runs live in your browser with your numbers. They are educational aids for thinking a deal through - not offers, quotes, or underwriting decisions.
Five working calculators. Your numbers, live.
Test whether adding collateral improves a loan structure. Add properties with their values and existing debt, set the loan amount you want, and watch total equity, combined LTV, and an illustrative feasibility readout update as you type.
Every deal looks good in the base case. Stress yours against a lower sale price, a bigger renovation budget, a longer hold, and higher carrying costs - and see the base case and the stressed case side by side.
Work from real comparable sales toward a grounded after-repair value. Enter your subject property and recent nearby sales, and see price-per-sqft analysis, an ARV range, a median-based central estimate, and an illustrative confidence readout.
Describe the property - size, condition, finish level, and the areas you plan to improve - and get an organized line-item renovation budget range plus a plain-language scope of work, with contingency built in from the start.
Turn a renovation budget into construction phases and lender-ready draw requests. Enter line items, pick the number of draws, and toggle between an even split and phase-weighted draws - the schedule follows the work.
Educational, honest, and free.
These calculators exist to help you think about a deal - to see how equity, leverage, and stress interact before you commit. Every figure they produce is an educational estimate based only on the numbers you enter.
Nothing here is an offer, a quote, a rate indication, or an underwriting decision, and the bands and thresholds shown are illustrative reference points, not 1st Private Capital lending criteria. Actual loan structures depend on the full transaction.
When a result looks worth pursuing, you can download or copy it and paste it into the notes on the term sheet request - so the conversation starts with your numbers already on the table.
Run the Numbers?
Now send us the deal. Complete submissions get same-day terms.