Hard money lending in
Business-purpose bridge loans secured by North Carolina real estate, underwritten on the property, the equity, and the use of funds. Complete scenarios receive a same-day term sheet.
If it is a real deal, send it.
Charlotte and the Raleigh-Durham triangle are growth markets with real velocity - population and jobs arriving faster than housing gets built. Winning a purchase here increasingly means competing with cash.
Business-purpose loans secured by real estate in North Carolina. Eligibility is driven by the use of proceeds, the property, and the deal - including owner-occupied scenarios where state law permits.
Purchase money at cash-buyer speed, or a refinance that resets the clock while the exit comes together.
Second-position capital behind existing financing the borrower wants to keep in place.
Equity across multiple properties, structured into one loan that gets the deal done.
Bridge capital for retail, office, industrial, and other commercial assets.
Acquisitions, refinances, and repositions across multifamily properties.
Complex, time-sensitive, or unstabilized transactions - the files other lenders decline to read.
Send it in the morning. Have terms by close of business.
Complete scenarios receive a same-day term sheet. Property address, loan amount, value, existing debt, and exit - that is a complete scenario. No registration portal, no intake queue, no waiting to hear if anyone read it.
A fast no is worth something too. If a North Carolina deal does not fit, we say so quickly, so you can place it elsewhere without burning days.
- Property address
- Requested loan amount
- Purchase price or current value
- Existing debt
- Exit strategy
- Target closing date
Business purpose, where permitted.
Licensing obligations are determined by the state in which the property securing the loan is located, not by where we are based. We originate outside California only where we are permitted to do so. See Licensing & Disclosures.
Loans are for business purposes only. Eligibility is determined by the use of proceeds, underwriting, documentation, and applicable law.
When the bridge loan needs a long-term takeout, our nationwide DSCR rental loans keep the file with one point of contact.
Put a North Carolina deal in front of us.
Send the address, the amount, the existing debt, and the exit. Complete scenarios get terms the same day.