Listing photoAntioch, CA 94531 · MLS 41135746
"The property is in need of repairs, including updated paint and flooring. This property is eligible under the Freddie Mac First Look Initiative through 6/21/2026. Property sold "As Is"."
2923 Winding Ln is a 2-bedroom, 1-bath home in Antioch, California listed at $259,900 with 808 square feet, built in 1988. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($25,990), we fund the $36,360 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. 2-bedroom, 1-bath Antioch condo needing repairs, sold As Is; Freddie Mac First Look Initiative eligible.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | No |
| Buyer down payment | $25,990 (10%) | $90,965 (35%) |
| Loan at closing | $233,910 | $168,935 |
| Cosmetic renovation, rough estimate* | We fund $36,360 | Buyer pays $36,360 |
| Total loan | $270,270 | $168,935 |
| Rate, interest only | from 9.25% | 10.5% |
| Points | 1.5 ($4,054) | 1.5 ($2,534) |
| Appraisal | Required | None |
| Estimated monthly interest | $2,083 at full draw | $1,478 |
| Cash to close, rough estimate | $34,434 | $93,499 |
Rough estimates at the list price of $259,900 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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Cash or hard money only"This longtime family home has been cared for by the same owner for more than 60 years. 2 possible 3 bedroom 1 bath 1554 square feet with loads of potential! Sold as-is. Cash offers only."
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Cash or hard money only"Cash buyers only – bring your contractor and make your offer!"
Get pre-qualified in one call and write your offer with the financing already lined up.
