Listing photoBelmont, CA 94002 · MLS ML82054612
"ENDLESS POSSIBILITIES! MAKE YOUR DREAM HOME IN THE BEST NEIGHBORHOOD! This charming fixer-upper is nestled in one of Belmont's most desirable areas. Bursting with potential, this contractor's special offers an incredible opportunity to renovate, reimagine, or create your dream home in a premier location. The home features bright and inviting living spaces, a functional floor plan, and a layout ready for your personal vision and updates. Ideally situated just minutes from vibrant downtown Belmont, you'll enjoy convenient access to popular restaurants, shopping, parks, and everyday amenities. Commuters will appreciate the home's close proximity to Highways 101 and 280, Caltrain, and major employment centers throughout Silicon Valley and San Francisco. Adding to its appeal, the property is located within the boundaries of Belmont's highly regarded schools district. Whether you're an investor, contractor, or buyer looking to customize a home to your exact tastes, this rare opportunity offers the perfect combination of location, potential, and value in one of the Peninsula's most sought-after communities."
2032 Lyon Ave is a 2-bedroom, 1.5-bath home in Belmont, California listed at $1,499,000 with 1,090 square feet, built in 1929. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($149,900), we fund the $49,050 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. Fixer-upper single-family home, 2 bed, 1.5 bath, 1,090 sq ft, built 1929 on a 5,335 sq ft lot in Belmont, near downtown, Caltrain and Highways 101/280.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Pre-screen | Yes |
| Buyer down payment | $149,900 (10%) | $524,650 (35%) |
| Loan at closing | $1,349,100 | $974,350 |
| Cosmetic renovation, rough estimate* | We fund $49,050 | Buyer pays $49,050 |
| Total loan | $1,398,150 | $974,350 |
| Rate, interest only | from 9.25% | 10.5% |
| Points | 1.5 ($20,972) | 1.5 ($14,615) |
| Appraisal | Required | None |
| Estimated monthly interest | $10,777 at full draw | $8,526 |
| Cash to close, rough estimate | $175,262 | $539,265 |
Rough estimates at the list price of $1,499,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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