Listing photoCampbell, CA 95008 · MLS ML82062828
"Unlock potential in this Diamond in the rough!"
2255 Wren Way is a 4-bedroom, 2-bath home in Campbell, California listed at $1,698,000 with 1,486 square feet, built in 1962. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($169,800), we fund the $163,460 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. Unlock potential in this Diamond in the rough! - 4BR/2BA fixer-upper offered via court sale through the Santa Clara County Public Conservator's office. This flexible and traditional floor plan features a living room with dual-pane windows and a dining area centered by a wood-burning fireplace. A kitchen with a gas stove and breakfast nook. There is a spacious additional room which is not included in the Square Footage, permits are unknown. Backyard with a pergola. Includes AC and a 2-car garage. Bring your vision to this investment opportunity in a prime San Jose location with a Campbell mailing address and excellent schools. Do not disturb the occupants This is a special opportunity!
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Pre-screen | Yes |
| Buyer down payment | $169,800 (10%) | $594,300 (35%) |
| Loan at closing | $1,528,200 | $1,103,700 |
| Full renovation, rough estimate* | We fund $163,460 | Buyer pays $163,460 |
| Total loan | $1,691,660 | $1,103,700 |
| Rate, interest only | from 9.25% | 10.5% |
| Points | 1.5 ($25,375) | 1.5 ($16,556) |
| Appraisal | Required | None |
| Estimated monthly interest | $13,040 at full draw | $9,657 |
| Cash to close, rough estimate | $199,565 | $610,856 |
Rough estimates at the list price of $1,698,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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