Fresno, CA 93701 · MLS 654343
"Property is being sold AS-IS and is a CASH-ONLY sale, making this an ideal opportunity for an investor, renovator or buyer looking for their next project."
2222 E White Ave is a 3-bedroom, 1-bath home in Fresno, California listed at $195,000 with 828 square feet, built in 1916. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($19,500), we fund the $37,260 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | No |
| Buyer down payment | $19,500 (10%) | $68,250 (35%) |
| Loan at closing | $175,500 | $126,750 |
| Cosmetic renovation, rough estimate* | We fund $37,260 | Buyer pays $37,260 |
| Total loan | $212,760 | $126,750 |
| Rate, interest only | from 9.25% | 10.5% |
| Points | 1.5 ($3,191) | 1.5 ($1,901) |
| Appraisal | Required | None |
| Estimated monthly interest | $1,640 at full draw | $1,109 |
| Cash to close, rough estimate | $27,081 | $70,151 |
Rough estimates at the list price of $195,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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Cash or hard money only"Large lot with great potential. Perfect for investor looking for fixer. Property being sold in AS IS condition. Cash only offer, will not qualify for financing."
Cash or hard money only"Shovel-ready Fixer, mid construction in Spring Valley. Interior has been opened up and renovation work was previously initiated. * * Approved/issued permits are in place for a 3 bed 2 bath two-story house 1,727 sq ft sitting on approximately 0.76 acres project * * , providing a clear path for the next owner to continue the renovation. Ideal for cash buyers, investors, or contractors looking to complete a permitted renovation and add significant value. Large lot with strong upside potential. * * Priced to reflect the current condition and remaining work. Cash or hard money only."
Cash or hard money only"CASH OFFERS ONLY, NO FINANCING"
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