1526 Harbor Oaks Rd, Jacksonville, FL: 3-bedroom, 2-bath for sale, listing photoListing photo
Investment Opportunity · Hard Money Financing

1526 Harbor Oaks RdJacksonville, Florida

Jacksonville, FL 32207 · MLS 2166032

List price
$239,000
3 bd / 2 ba
Bedrooms / baths
1,320 sq ft
Living area
1949
Year built
10,454 sq ft
Lot

"Priced for a quick cash sale and being sold strictly AS-IS. Cash buyers only."

Listed by Michael Sharman ONE SOTHEBY'S INTERNATIONAL REALTY (904) 687-7470

1526 Harbor Oaks Rd is a 3-bedroom, 2-bath home in Jacksonville, Florida listed at $239,000 with 1,320 square feet, built in 1949. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($23,900), we fund the $145,200 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. See every hard money opportunity in Florida or our Florida hard money lending page.

From the listing. 3 BR | 2 BA | 1,320 Sq. Ft. Brick Home. Calling all investors, flippers, and cash buyers! Solid brick home in the desirable Harbor Oaks neighborhood of Jacksonville. Good bones, ready for someone with vision. This will be a highly involved and intense renovation. Priced for a quick cash sale and being sold strictly AS-IS. Cash buyers only.

01 - Price This Property

Hard money financing on 1526 Harbor Oaks Rd: what you qualify for.

Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.

List price $239,000
State FL

Type a number, like 720. A ballpark is fine and nothing is pulled. Leave it empty if you have no score.

Flips, rentals bought and sold, or builds. Decides the down payment.

Our super rough estimate at $110 per sq ft. Put in your contractor's number if you have one.

The loan stays under 75% of it. Leave blank to size on the price alone.

  1. 1. Your score740Qualifies, high-score terms
  2. 2. Your experience1 to 2 projectsTier 2: 10% down
  3. 3. Down payment10% down$23,900 at closing
You qualifyAt a 740 score with 1 completed project, you qualify for 10% down on this property with the renovation funded.
Fix and flip, experienced

10% down

We fund 100% of the renovation. Closes in 2 weeks.

Cash to close, rough estimate $33,695
Loan at closing $215,100
Rate, interest only from 9.75%
  • A 740 or better score on a purchase under $750,000 gets the high-score terms: the loan can reach 90% of after-repair value instead of 75%.
  • Experience Tier 2 on 1 completed project in three years: 10% down, 100% of the renovation funded.
02 - The Numbers at Closing

1526 Harbor Oaks Rd priced at the list price.

ItemFix and flip: 10% down
At closing
Qualifies as enteredYes
Buyer down payment$23,900 (10%)
Loan at closing$215,100
Full renovation, rough estimate*We fund $145,200
Total loan$360,300
Rate, interest onlyfrom 9.75%
Points1.5 ($5,405)
AppraisalRequired
Estimated monthly interest$2,927 at full draw
Cash to close, rough estimate$33,695

Rough estimates at the list price of $239,000 for a 740 score and 1 completed project. This is not a commitment to lend.

*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.

We are the lender, not the listing agent. This property is listed by Michael Sharman, ONE SOTHEBY'S INTERNATIONAL REALTY ((904) 687-7470). To see it or make an offer, contact Michael directly, or work with your own buyer's agent. The numbers on this page are simply what our financing would look like on this property. Viewing them is not a commitment to borrow from us, and you are free to finance the purchase however you choose. We do not represent buyers or sellers.

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