Listing photoSan Jose, CA 95118 · MLS ML82059011
"Fixer-upper opportunity in the highly desirable Cambrian Park neighborhood. Great bones, solid layout, and a lot size that gives you room to work with. Bring your vision and unlock serious equity in one of San Jose's most established communities. Close to top-rated schools, Camden/Cambrian shopping and dining, and easy access to 85 and 17."
1534 Kooser Rd is a 4-bedroom, 3-bath home in San Jose, California listed at $999,999 with 1,833 square feet, built in 1963. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($100,000), we fund the $82,485 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. Fixer-upper single-family home, 4 bed, 3 bath, 1,833 sq ft, built 1963 on a 6,405 sq ft lot in San Jose Cambrian Park neighborhood. Great bones, solid layout, close to top-rated schools and shopping.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | Yes |
| Buyer down payment | $100,000 (10%) | $350,000 (35%) |
| Loan at closing | $899,999 | $649,999 |
| Cosmetic renovation, rough estimate* | We fund $82,485 | Buyer pays $82,485 |
| Total loan | $982,484 | $649,999 |
| Rate, interest only | from 9.25% | 10.5% |
| Points | 1.5 ($14,737) | 1.5 ($9,750) |
| Appraisal | Required | None |
| Estimated monthly interest | $7,573 at full draw | $5,687 |
| Cash to close, rough estimate | $119,127 | $359,750 |
Rough estimates at the list price of $999,999 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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