Trona, CA 93562 · MLS SW26151737
"The home appears to have sustained fire damage and currently does not have active gas, electric, or water meters, making it an ideal opportunity for investors, contractors, flippers, or hands-on owner-occupants looking to restore and add value."
84372 8th St is a 2-bedroom, 1-bath home in Trona, California listed at $19,000 with 843 square feet, built in 1947. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($1,900), we fund the $92,730 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. Investor special in the desirable Pioneer Point neighborhood of Trona! Nestled near the base of the mountains, this property offers beautiful desert scenery and a peek-a-boo mountain view from the backyard. Fire damage present; utilities (gas, electric, water) not currently active. Owner financing may be available.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | No |
| Buyer down payment | $1,900 (10%) | $6,650 (35%) |
| Loan at closing | $17,100 | $12,350 |
| Full renovation, rough estimate* | We fund $92,730 | Buyer pays $92,730 |
| Total loan | $109,830 | $12,350 |
| Rate, interest only | from 9.25% | 10.5% |
| Points | 1.5 ($1,647) | 1.5 ($185) |
| Appraisal | Required | None |
| Estimated monthly interest | $847 at full draw | $108 |
| Cash to close, rough estimate | $7,937 | $6,835 |
Rough estimates at the list price of $19,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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