Waianae, HI 96792 · MLS 202606849
"Investor Special offering a strong existing cash flow!"
85-1065 Pilokea St is a 5-bedroom, 2-bath home in Waianae, Hawaii listed at $645,000 with 1,510 square feet, built in 1940. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($64,500), we fund the $67,950 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. See every hard money opportunity in Hawaii or our Hawaii hard money lending page.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 10% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $64,500 (10%) | |
| Loan at closing | $580,500 | |
| Cosmetic renovation, rough estimate* | We fund $67,950 | |
| Total loan | $648,450 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($9,727) | |
| Appraisal | Required | |
| Estimated monthly interest | $5,269 at full draw | |
| Cash to close, rough estimate | $78,617 | |
Rough estimates at the list price of $645,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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