Commercial lending in
Thirty-year fixed-rate term loans on Florida commercial and mixed-use property, qualified on the property with simple documentation rather than on personal tax returns.
The building carries the loan.
Business-purpose loans secured by real estate in Florida. Eligibility is driven by the use of proceeds, the property, and the deal - including owner-occupied scenarios where state law permits.
Office, retail, warehouse and industrial, self-storage, and automotive property, on thirty-year fixed terms.
The building with commercial space at street level and apartments above it, financed as one property.
Apartment buildings above the size a 1-4 unit rental program can take.
Refinance a stabilized commercial or mixed-use property, or take equity out of one.
A business occupying its own building, with its license and two years of operating history.
Qualified on the equity in the property rather than a credit score, for a borrower a recent credit event would otherwise stop.
Send the building. We will tell you where it lands.
A commercial file is read on the property: the type, the zoning, the value, and the loan against it. Send those and we will tell you where it lands, before anyone pays for an appraisal.
Terms come after review rather than on the spot. For an investor with real equity and a bruised credit report, the equity loan is qualified on the equity in the Florida property instead of a credit score.
- Property address and type
- Unit count on multifamily and mixed use
- The zoning designation
- Requested loan amount
- Purchase price or current value
- Existing debt, and whether a business will occupy it
Business purpose, where permitted.
Licensing obligations are determined by the state in which the property securing the loan is located, not by where we are based. We originate outside California only where we are permitted to do so. See Licensing & Disclosures.
Loans are for business purposes only. Eligibility is determined by the use of proceeds, underwriting, documentation, and applicable law.
For the acquisition or a short-term hold, see our hard money bridge loans in Florida. For a 1-4 unit rental, our DSCR rental loans in Florida qualify on the rent instead. If the property needs work first, our fix and flip loans fund the purchase and the renovation together in Florida.
Put a Florida building in front of us.
Send the address, the property type, the amount, and the value or price.