Rental loans in
Long-term rental financing on Texas property, qualified on the cash flow the property produces rather than personal tax returns.
The property carries the loan.
No state income tax keeps Texas landlord-friendly, but property taxes are among the highest in the country - often the line item that makes or breaks a Texas DSCR. Get the real tax number into the file before you count the cash flow.
Business-purpose loans secured by real estate in Texas. Eligibility is driven by the use of proceeds, the property, and the deal - including owner-occupied scenarios where state law permits.
Long-term financing for rental property, qualified on the property cash flow rather than personal tax returns.
Refinance a stabilized rental, or take equity out of one, on long-term rental terms.
Financing across multiple rental properties for investors building a book rather than closing a single file.
The long-term exit for a bridge loan, kept with the same team and one point of contact.
One team from the bridge loan to the rental exit.
A rental file is read on what the property earns. Send the address, the loan amount, the value, and the monthly rent, and we will tell you where it lands.
When a Texas bridge loan needs a long-term takeout, the rental file stays with the same team and one point of contact.
- Property address
- Requested loan amount
- Purchase price or current value
- Monthly rent
- Unit count
- Annual taxes, insurance, and any HOA
Business purpose, where permitted.
Licensing obligations are determined by the state in which the property securing the loan is located, not by where we are based. We originate outside California only where we are permitted to do so. See Licensing & Disclosures.
Loans are for business purposes only. Eligibility is determined by the use of proceeds, underwriting, documentation, and applicable law.
For the acquisition or the reposition that comes first, see our hard money bridge loans.
Put a Texas rental file in front of us.
Send the address, the amount, the value, and the monthly rent.