Where We Lend - Colorado

Hard money lending in Colorado.

Business-purpose bridge loans secured by Colorado real estate, underwritten on the property, the equity, and the use of funds. Complete scenarios receive a same-day term sheet.

01 - Colorado Deals We Fund

If it is a real deal, send it.

Colorado's Front Range keeps absorbing people faster than it builds, and Denver-area investors compete accordingly. Bridge capital turns a contingent offer into one a seller takes seriously.

Business-purpose loans secured by real estate in Colorado. Eligibility is driven by the use of proceeds, the property, and the deal - including owner-occupied scenarios where state law permits.

ACQ / REFI
Bridge acquisitions and refinances

Purchase money at cash-buyer speed, or a refinance that resets the clock while the exit comes together.

2ND
Junior liens

Second-position capital behind existing financing the borrower wants to keep in place.

XC
Cross-collateralized loans

Equity across multiple properties, structured into one loan that gets the deal done.

CRE
Commercial

Bridge capital for retail, office, industrial, and other commercial assets.

MF
Multifamily

Acquisitions, refinances, and repositions across multifamily properties.

SPX
Special situations

Complex, time-sensitive, or unstabilized transactions - the files other lenders decline to read.

02 - Scenario Review

Send it in the morning. Have terms by close of business.

Complete scenarios receive a same-day term sheet. Property address, loan amount, value, existing debt, and exit - that is a complete scenario. No registration portal, no intake queue, no waiting to hear if anyone read it.

A fast no is worth something too. If a Colorado deal does not fit, we say so quickly, so you can place it elsewhere without burning days.

What a Complete Scenario Includes
  • Property address
  • Requested loan amount
  • Purchase price or current value
  • Existing debt
  • Exit strategy
  • Target closing date
03 - How We Lend Here

Business purpose, where permitted.

01
Licensing follows the property

Licensing obligations are determined by the state in which the property securing the loan is located, not by where we are based. We originate outside California only where we are permitted to do so. See Licensing & Disclosures.

02
Business-purpose only

Loans are for business purposes only. Eligibility is determined by the use of proceeds, underwriting, documentation, and applicable law.

03
Rental exit, same team

When the bridge loan needs a long-term takeout, our nationwide DSCR rental loans keep the file with one point of contact.

Put a Colorado deal in front of us.

Send the address, the amount, the existing debt, and the exit. Complete scenarios get terms the same day.