Hard money lending in
Business-purpose bridge loans secured by Michigan real estate, underwritten on the property, the equity, and the use of funds. Instant term sheet, close in 2 weeks.
If it is a real deal, send it.
Detroit and its suburbs, Grand Rapids and Ann Arbor all attract renovation investors, with some of the lowest entry prices of any major metro. The work is often extensive, so the budget and the after-repair value decide the deal.
Business-purpose loans secured by real estate in Michigan. Eligibility is driven by the use of proceeds, the property, and the deal - including owner-occupied scenarios where state law permits.
Purchase money at cash-buyer speed, or a refinance that resets the clock while the exit comes together.
Second-position capital behind existing financing the borrower wants to keep in place.
Equity across multiple properties, structured into one loan that gets the deal done.
Bridge capital for retail, office, industrial, and other commercial assets.
Acquisitions, refinances, and repositions across multifamily properties.
Complex, time-sensitive, or unstabilized transactions - the files other lenders decline to read.
Instant term sheet. Close in 2 weeks.
Send a scenario and you get an instant term sheet, then close in 2 weeks. Property address, loan amount, value, existing debt, and exit - that is all it takes. No registration portal, no intake queue, no waiting to hear if anyone read it.
A fast no is worth something too. If a Michigan deal does not fit, we say so quickly, so you can place it elsewhere without burning days.
- Property address
- Requested loan amount
- Purchase price or current value
- Existing debt
- Exit strategy
- Target closing date
Business purpose, where permitted.
Licensing obligations are determined by the state in which the property securing the loan is located, not by where we are based. We originate outside California only where we are permitted to do so. See Licensing & Disclosures.
Loans are for business purposes only. Eligibility is determined by the use of proceeds, underwriting, documentation, and applicable law.
When the bridge loan needs a long-term takeout, our DSCR rental loans in Michigan keep the file with one point of contact, and our commercial and mixed-use term loans in Michigan carry the building the rental program cannot take. See the live cash and hard money listings in Michigan, each priced with our financing. If the property needs work first, our fix and flip loans fund the purchase and the renovation together in Michigan.
Put a Michigan deal in front of us.
Send the address, the amount, the existing debt, and the exit. Instant term sheet, close in 2 weeks.