Where We Lend - Washington

Hard money lending in Washington.

Business-purpose bridge loans secured by Washington real estate, underwritten on the property, the equity, and the use of funds. Instant term sheet, close in 2 weeks.

01 - Washington Deals We Fund

If it is a real deal, send it.

Washington investors work in tight, fast markets from Seattle and Tacoma down to Vancouver, where a well-priced listing draws several offers in days. Cash-equivalent speed is the edge, and inventory that needs work is where the margin usually is.

Business-purpose loans secured by real estate in Washington. Eligibility is driven by the use of proceeds, the property, and the deal - including owner-occupied scenarios where state law permits.

ACQ / REFI
Bridge acquisitions and refinances

Purchase money at cash-buyer speed, or a refinance that resets the clock while the exit comes together.

2ND
Junior liens

Second-position capital behind existing financing the borrower wants to keep in place.

XC
Cross-collateralized loans

Equity across multiple properties, structured into one loan that gets the deal done.

CRE
Commercial

Bridge capital for retail, office, industrial, and other commercial assets.

MF
Multifamily

Acquisitions, refinances, and repositions across multifamily properties.

SPX
Special situations

Complex, time-sensitive, or unstabilized transactions - the files other lenders decline to read.

02 - Scenario Review

Instant term sheet. Close in 2 weeks.

Send a scenario and you get an instant term sheet, then close in 2 weeks. Property address, loan amount, value, existing debt, and exit - that is all it takes. No registration portal, no intake queue, no waiting to hear if anyone read it.

A fast no is worth something too. If a Washington deal does not fit, we say so quickly, so you can place it elsewhere without burning days.

What a Scenario Includes
  • Property address
  • Requested loan amount
  • Purchase price or current value
  • Existing debt
  • Exit strategy
  • Target closing date
03 - How We Lend Here

Business purpose, where permitted.

01
Licensing follows the property

Licensing obligations are determined by the state in which the property securing the loan is located, not by where we are based. We originate outside California only where we are permitted to do so. See Licensing & Disclosures.

02
Business-purpose only

Loans are for business purposes only. Eligibility is determined by the use of proceeds, underwriting, documentation, and applicable law.

03
Rental exit, same team

When the bridge loan needs a long-term takeout, our DSCR rental loans in Washington keep the file with one point of contact, and our commercial and mixed-use term loans in Washington carry the building the rental program cannot take. See the live cash and hard money listings in Washington, each priced with our financing. If the property needs work first, our fix and flip loans fund the purchase and the renovation together in Washington.

Put a Washington deal in front of us.

Send the address, the amount, the existing debt, and the exit. Instant term sheet, close in 2 weeks.