Listing photoBlythe, CA 92225 · MLS OC26159501
"This home is being sold as-is and cash only."
5631 Colorado River Rd is a 2-bedroom, 1-bath home in Blythe, California listed at $175,500 with 600 square feet, built in 1962. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($17,550), we fund the $27,000 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. This home is being sold as-is and cash only. It does not qualify for financing due to age and lack of a foundation certificate (433).
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | No |
| Buyer down payment | $17,550 (10%) | $61,425 (35%) |
| Loan at closing | $157,950 | $114,075 |
| Cosmetic renovation, rough estimate* | We fund $27,000 | Buyer pays $27,000 |
| Total loan | $184,950 | $114,075 |
| Rate, interest only | from 9.99% | 10.5% |
| Points | 1.5 ($2,774) | 1.5 ($1,711) |
| Appraisal | Required | None |
| Estimated monthly interest | $1,540 at full draw | $998 |
| Cash to close, rough estimate | $24,714 | $63,136 |
Rough estimates at the list price of $175,500 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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