Listing photoCincinnati, OH 45229 · MLS 1890989
"Property is being sold as is, where is and will not qualify for conventional financing."
3487 Harvey Ave is a 4-bedroom, 2-bath home in Cincinnati, Ohio listed at $125,000 with 2,493 square feet, built in 1910. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($12,500), we fund the $112,185 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Ohio or our Ohio hard money lending page.
From the listing. Great opportunity for an investor or buyer looking to take on a full renovation project in an up-and-coming area. This 4-bedroom, 2-bath property offers the flexibility to be renovated as a single-family home or potentially converted to a duplex, providing multiple possibilities for its future use.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 10% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $12,500 (10%) | |
| Loan at closing | $112,500 | |
| Cosmetic renovation, rough estimate* | We fund $106,896 | |
| Total loan | $219,396 | |
| Rate, interest only | from 9.99% | |
| Points | 1.5 ($3,291) | |
| Appraisal | Required | |
| Estimated monthly interest | $1,826 at full draw | |
| Cash to close, rough estimate | $25,470 | |
Rough estimates at the list price of $125,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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