Listing photoDecatur, GA 30035 · MLS 7848647
"No blind offers! Cash or private money financing only!"
1948 Oak Valley Rd is a 4-bedroom, 2-bath home in Decatur, Georgia listed at $139,900 with 2,164 square feet, built in 1954. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 25% down ($34,975), we fund the $79,110 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Georgia or our Georgia hard money lending page.
From the listing. Four sided brick ranch! This is a fixer upper deal with great potential! Newer roof and new double pane insulated windows. Hardwood floors throughout. Very large sunroom on back of home. Finish renovations on main level & lower level of home. No blind offers! Cash or private money financing only!
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 25% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $34,975 (25%) | |
| Loan at closing | $104,925 | |
| Cosmetic renovation, rough estimate* | We fund $79,110 | |
| Total loan | $184,035 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($2,761) | |
| Appraisal | Required | |
| Estimated monthly interest | $1,495 at full draw | |
| Cash to close, rough estimate | $42,126 | |
Rough estimates at the list price of $139,900 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down takes a 740 score or a deeper track record; a first flip under 720 puts 25% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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Cash or hard money only"CASH ONLY SALE. Property is being sold strictly AS-IS with no repairs."
Hard money welcome"Sold AS-IS. Cash Only. Showing Hours: 9:00 am - 7:30 pm. Proof of Funds required for Showings."
Hard money welcome"Will likely not qualify for traditional financing."
Get pre-qualified in one call and write your offer with the financing already lined up.
