Listing photoHarrison, OH 45030 · MLS 1885947
"Home will not qualify for financing. Selling as-is with no disclosures. Cash or hard money buyers only."
6981 Water St is a 3-bedroom, 1-bath home in Harrison, Ohio listed at $65,000 with 1,774 square feet, built in 1910. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 100% down ($65,000), we fund the $79,830 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Ohio or our Ohio hard money lending page.
From the listing. Tremendous opportunity with sweeping Great Miami River views. Double building lot overlooking the river valley. Lots of interior renovation has been completed with newer flooring, kitchen cabinetry, countertops, appliances, bathroom and first floor laundry. Just needs the right owner to make finishing touches. Home will not qualify for financing. Selling as-is with no disclosures. Cash or hard money buyers only. There is a 5-business day hold period during which the seller will not respond to offers.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 100% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | No | |
| Buyer down payment | $65,000 (100%) | |
| Loan at closing | $0 | |
| Cosmetic renovation, rough estimate* | We fund $79,830 | |
| Total loan | $79,830 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($1,197) | |
| Appraisal | Required | |
| Estimated monthly interest | $649 at full draw | |
| Cash to close, rough estimate | $70,587 | |
Rough estimates at the list price of $65,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down takes a 740 score or a deeper track record; a first flip under 720 puts 25% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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