Listing photoOrlando, FL 32825 · MLS O6455314
"There are two recent sales at $260K and one at $250K on the street. Cash only."
9906 River Crest Ct is a 2-bedroom, 2-bath home in Orlando, Florida listed at $218,900 with 861 square feet, built in 1986. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($21,890), we fund the $38,745 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Florida or our Florida hard money lending page.
From the listing. 1/2 Duplex with private, generously sized, fully fenced backyard; newer roof (2020); newer Carrier AC (2021); updated kitchen with granite counters and white cabinetry; updated bathrooms; skylights; and NO HOA. Offered at a discount so the buyer can address the unpermitted apartment (added a 3rd bedroom and 3rd Bath, and a small kitchen without stove) and other work done in the back, or keep as-is and rent it out. Cash only.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 10% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $21,890 (10%) | |
| Loan at closing | $197,010 | |
| Cosmetic renovation, rough estimate* | We fund $38,745 | |
| Total loan | $235,755 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($3,536) | |
| Appraisal | Required | |
| Estimated monthly interest | $1,916 at full draw | |
| Cash to close, rough estimate | $29,816 | |
Rough estimates at the list price of $218,900 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down takes a 740 score or a deeper track record; a first flip under 720 puts 25% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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