Listing photoPahoa, HI 96778 · MLS 734434
"Cash only."
12-548 Diamond Head Dr is a 1-bedroom, 1-bath home in Pahoa, Hawaii listed at $99,000 with 848 square feet, built in 1985. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($9,900), we fund the $38,160 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Hawaii or our Hawaii hard money lending page.
From the listing. Redwood and cedar home in the Black Sands Beach community, vaulted ceilings, fenced and gated. Cash only.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 10% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $9,900 (10%) | |
| Loan at closing | $89,100 | |
| Cosmetic renovation, rough estimate* | We fund $38,160 | |
| Total loan | $127,260 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($1,909) | |
| Appraisal | Required | |
| Estimated monthly interest | $1,034 at full draw | |
| Cash to close, rough estimate | $16,199 | |
Rough estimates at the list price of $99,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down takes a 740 score or a deeper track record; a first flip under 720 puts 25% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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Cash or hard money only"CASH ONLY due to condition."
Cash or hard money only"Engineered and built to code at the time but without permits so this must be a cash sale."
Cash or hard money only"3 bedroom 2 bath needs TLC so Cash only."
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