1st Private Capital
Investment Opportunity · Hard Money Financing

119 W Haines StPhiladelphia, Pennsylvania

Philadelphia, PA 19144 · MLS PAPH2655310

List price
$139,900
4 bd / 1 ba
Bedrooms / baths
1,372 sq ft
Living area
1925
Year built
2,247 sq ft
Lot

"The house is being sold in As-Is condition. The seller makes no warranties to the condition of the property. Cash or hard money buyers only. Buyer is responsible for U&O as well as full transfer tax."

Listed by Ryan Lockstein Rosedale Real Estate LLC (215) 600-3585

119 W Haines St is a 4-bedroom, 1-bath home in Philadelphia, Pennsylvania listed at $139,900 with 1,372 square feet, built in 1925. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with at least one completed project puts 10% down ($13,990), we fund the $61,740 renovation estimate in draws, and the loan closes in 2 weeks. A first flip puts 20% down. See every hard money opportunity in Pennsylvania or our Pennsylvania hard money lending page.

From the listing. The house is being sold in As-Is condition. The seller makes no warranties to the condition of the property. Cash or hard money buyers only. Buyer is responsible for U&O as well as full transfer tax.

01 - Price This Property

Hard money financing on 119 W Haines St: what you qualify for.

Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.

List price $139,900
State PA

Type a number, like 720. A ballpark is fine and nothing is pulled. Leave it empty if you have no score.

Flips, rentals bought and sold, or builds. Decides the down payment.

Our super rough estimate at $45 per sq ft. Put in your contractor's number if you have one.

The loan stays under 75% of it. Leave blank to size on the price alone.

  1. 1. Your score740Qualifies, high-score terms
  2. 2. Your experience1 to 2 projectsTier 2: 10% down
  3. 3. Down payment10% down$13,990 at closing
You qualifyAt a 740 score with 1 completed project, you qualify for 10% down on this property with the renovation funded.
Fix and flip, experienced

10% down

We fund 100% of the renovation. Closes in 2 weeks.

Cash to close, rough estimate $21,195
Loan at closing $125,910
Rate, interest only from 9.75%
  • A 740 or better score on a purchase under $750,000 gets the high-score terms: the loan can reach 90% of after-repair value instead of 75%.
  • Experience Tier 2 on 1 completed project in three years: 10% down, 100% of the renovation funded.
02 - The Numbers at Closing

119 W Haines St priced at the list price.

ItemFix and flip: 10% down
At closing
Qualifies as enteredYes
Buyer down payment$13,990 (10%)
Loan at closing$125,910
Cosmetic renovation, rough estimate*We fund $61,740
Total loan$187,650
Rate, interest onlyfrom 9.75%
Points1.5 ($2,815)
AppraisalRequired
Estimated monthly interest$1,525 at full draw
Cash to close, rough estimate$21,195

Rough estimates at the list price of $139,900 for a 740 score and 1 completed project. This is not a commitment to lend.

*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.

We are the lender, not the listing agent. This property is listed by Ryan Lockstein, Rosedale Real Estate LLC ((215) 600-3585). To see it or make an offer, contact Ryan directly, or work with your own buyer's agent. The numbers on this page are simply what our financing would look like on this property. Viewing them is not a commitment to borrow from us, and you are free to finance the purchase however you choose. We do not represent buyers or sellers.
Request the Term Sheet Call (323) 304-4978

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