5319 W Oxford StPhiladelphia, Pennsylvania

Philadelphia, PA 19131 · MLS PAPH2672970

List price

$154,900

3 bd / 2.5 ba
Bedrooms / baths: 1,712 sq ft
Living area: 1925
Year built: 3,781 sq ft
Lot

"STRICTLY CASH ONLY."

Listed by Dee G Hill Compass RE (267) 603-1226

5319 W Oxford St is a 3-bedroom, 2.5-bath home in Philadelphia, Pennsylvania listed at $154,900 with 1,712 square feet, built in 1925. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 20% down ($30,980), we fund the $188,320 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Pennsylvania or our Pennsylvania hard money lending page.

From the listing. ATTENTION INVESTORS, DEVELOPERS & CONTRACTORS: FULL-GUT REHAB OPPORTUNITY IN WYNNEFIELD! STRICTLY CASH ONLY. This is an extreme value-add project for experienced rehabbers—NOT a cosmetic DIY or home-buyer project.

01 - Price This Property

Hard money financing on 5319 W Oxford St: what you qualify for.

Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.

List price $154,900

State PA

Your credit score, approximate

Type a number, like 720. A ballpark is fine and nothing is pulled. Leave it empty if you have no score.

Investment projects you completed in the last 3 years

Flips, rentals bought and sold, or builds. Decides the down payment.

Renovation budget

Our super rough estimate at $110 per sq ft. Put in your contractor's number if you have one.

After-repair value, if you know it

The loan stays under 75% of it. Leave blank to size on the price alone.

1. Your score740Qualifies
2. Your experience1 to 2 projects20% down at closing
3. Down payment20% down$30,980 at closing

You qualifyAt a 740 score with 1 completed project, you qualify for 20% down on this property with the renovation funded.

Fix and flip, experienced

20% down

We fund 100% of the renovation. Closes in 2 weeks.

Cash to close, rough estimate $51,797

Loan at closing $123,920

Rate, interest only from 9.99%

The cap of 87.5% of the total cost leaves $11,923 of the renovation for the buyer.
With one to four completed projects in three years and a heavy (the price or more) renovation: up to 80% of the price at closing and up to 100% of the renovation.
Add an after-repair value to confirm the total: the loan is also capped at 65% of it.

02 - The Numbers at Closing

5319 W Oxford St priced at the list price.

Item		Fix and flip: 20% down
At closing
Qualifies as entered	Yes
Buyer down payment	$30,980 (20%)
Loan at closing	$123,920
Full renovation, rough estimate*	We fund $176,398
Total loan	$300,318
Rate, interest only	from 9.99%
Points	1.5 ($4,505)
Appraisal	Required
Estimated monthly interest	$2,500 at full draw
Cash to close, rough estimate	$51,797

Rough estimates at the list price of $154,900 for a 740 score and 1 completed project. This is not a commitment to lend.

*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.

We are the lender, not the listing agent. This property is listed by Dee G Hill, Compass RE ((267) 603-1226). To see it or make an offer, contact Dee directly, or work with your own buyer's agent. The numbers on this page are simply what our financing would look like on this property. Viewing them is not a commitment to borrow from us, and you are free to finance the purchase however you choose. We do not represent buyers or sellers.

Request the Term Sheet Call (323) 304-4978

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