4319 Rosewood AveSt. Louis, Missouri

St. Louis, MO 63120 · MLS 26045858

List price

$22,630

2 bd / 1 ba
Bedrooms / baths: 960 sq ft
Living area: 1930
Year built: 4,068 sq ft
Lot

"AS IS CASH ONLY."

Listed by Cheryl Rabin REALHome Services (770) 612-7326

4319 Rosewood Ave is a 2-bedroom, 1-bath home in St. Louis, Missouri listed at $22,630 with 960 square feet, built in 1930. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 20% down ($4,526), we fund the $43,200 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Missouri or our Missouri hard money lending page.

From the listing. AS IS CASH ONLY. 2 bed 1 bath St. Louis home.

01 - Price This Property

Hard money financing on 4319 Rosewood Ave: what you qualify for.

Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.

List price $22,630

State MO

Your credit score, approximate

Type a number, like 720. A ballpark is fine and nothing is pulled. Leave it empty if you have no score.

Investment projects you completed in the last 3 years

Flips, rentals bought and sold, or builds. Decides the down payment.

Renovation budget

Our super rough estimate at $45 per sq ft. Put in your contractor's number if you have one.

After-repair value, if you know it

The loan stays under 75% of it. Leave blank to size on the price alone.

1. Your score740Qualifies
2. Your experience1 to 2 projects20% down at closing
3. Down payment20% downNot priced as entered: see why below

Not yetAt a 740 score with 1 completed project, this property does not price on our programs as entered. The reasons are below; change what you can, or call the desk.

Fix and flip, experienced

20% down

We fund 100% of the renovation. Closes in 2 weeks.

Cash to close, rough estimate $13,483

Loan at closing $18,104

Rate, interest only from 9.99%

Why not. The loan of $57,601 is under the $75,000 program minimum.

The cap of 87.5% of the total cost leaves $3,703 of the renovation for the buyer.
Add an after-repair value to confirm the total: the loan is also capped at 65% of it.

02 - The Numbers at Closing

4319 Rosewood Ave priced at the list price.

Item		Fix and flip: 20% down
At closing
Qualifies as entered	No
Buyer down payment	$4,526 (20%)
Loan at closing	$18,104
Cosmetic renovation, rough estimate*	We fund $39,497
Total loan	$57,601
Rate, interest only	from 9.99%
Points	1.5 ($864)
Appraisal	Required
Estimated monthly interest	$480 at full draw
Cash to close, rough estimate	$13,483

Rough estimates at the list price of $22,630 for a 740 score and 1 completed project. This is not a commitment to lend.

*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.

We are the lender, not the listing agent. This property is listed by Cheryl Rabin, REALHome Services ((770) 612-7326). To see it or make an offer, contact Cheryl directly, or work with your own buyer's agent. The numbers on this page are simply what our financing would look like on this property. Viewing them is not a commitment to borrow from us, and you are free to finance the purchase however you choose. We do not represent buyers or sellers.

Request the Term Sheet Call (323) 304-4978

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