Listing photoStockton, CA 95203 · MLS 226106826
"Property being sold AS IS for ALL CASH."
1410 Occidental Ave #1 is a 2-bedroom, 1-bath home in Stockton, California listed at $115,000 with 795 square feet, built in 1970. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($11,500), we fund the $87,450 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. Fixer-upper 2 bedroom 1 bath ground level condo in west Stockton. Interior needs complete remodel including all appliances and fixtures. Property being sold AS IS for ALL CASH.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | No |
| Buyer down payment | $11,500 (10%) | $40,250 (35%) |
| Loan at closing | $103,500 | $74,750 |
| Full renovation, rough estimate* | We fund $83,766 | Buyer pays $87,450 |
| Total loan | $187,266 | $74,750 |
| Rate, interest only | from 9.99% | 10.5% |
| Points | 1.5 ($2,809) | 1.5 ($1,121) |
| Appraisal | Required | None |
| Estimated monthly interest | $1,559 at full draw | $654 |
| Cash to close, rough estimate | $22,383 | $41,371 |
Rough estimates at the list price of $115,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
More hard money deals in Stockton All California opportunities Hard money lender in California Fix and flip loans Every live opportunity Price deals in ChatGPT with our app
Cash or hard money only"Cash only, as-is sale, no reports available, no credits available for needed repairs."
Cash or hard money only"This must be a cash offer due to the foundation issues."
Get pre-qualified in one call and write your offer with the financing already lined up.
