Hard Money Lender in
Direct hard money loans for Dallas-Fort Worth real estate investors: bridge loans that close like cash, fix and flip loans that fund the renovation, ground-up construction, and 30-year DSCR rental loans. Instant term sheet, close in 2 weeks.
The Metroplex adds population every year, and its investor market runs on volume: older houses inside the loop and in the first-ring suburbs, bought, renovated and sold or rented in a steady cycle.
Dallas-Fort Worth is the most active fix and flip market in Texas.
Dallas-Fort Worth listings that ask for cash are usually the 1950s to 1980s houses in Oak Cliff, Pleasant Grove, Garland, Mesquite, Arlington and east Fort Worth that need a full update, and the competition for them is other investors. The fix and flip loan is the tool: purchase and renovation in one loan, 10% down with a completed project behind you, the budget paid in draws as the work completes, closed in 2 weeks.
For the investor who keeps the house, Dallas-Fort Worth is a coverage market: rents are solid against purchase prices that are still moderate, so the DSCR loan usually carries the ratio on a single-family rental in the suburbs or a small multifamily building closer in. Texas property taxes are the line to check; run the number before you assume the ratio. Bridge loans cover the purchase that must close fast and the refinance of a maturing loan.
Cash and hard money listings in Dallas-Fort Worth right now.
Listings whose remarks ask for cash or hard money, each priced with our financing at its list price. Browse Dallas, Fort Worth, Arlington, Plano, Irving, Garland, or every Texas opportunity. Sign in to see the street addresses and the pricing on each one.
No Dallas-Fort Worth listings are in the book at this moment. New ones land every day; see the Texas deals.
We are the lender, not the listing agent. Every listing belongs to its agent, credited on the listing page. Browsing is not a commitment to borrow from us.
Every stage of a Dallas-Fort Worth deal.
Buy like cash or refinance maturing debt on Dallas-Fort Worth investment property. 12 months, interest only. Bridge loans.
Purchase plus renovation in one loan, 10% down with experience, drawn as the work completes. Fix and flip loans.
Land and the build for builders with completed projects. Construction loans.
Term loans on the buildings a rental program will not take. Commercial lending in Texas.
Starting rates, points, down payment and score requirements, program by program. See the rates.
From a Dallas-Fort Worth address to the wire.
- Price it. Type the Dallas-Fort Worth deal into Price a Deal: address, price, renovation budget, your score and experience. The program, the rate and the maximum loan come back in a minute.
- Request the term sheet. It issues instantly, from our own sizing.
- Send the file. Contract, entity documents, insurance, budget or rent roll. The appraisal is ordered the same day.
- Close in 2 weeks. Title and escrow set the pace; the decision is already made.
Hard money in Dallas-Fort Worth, answered straight.
How fast can a hard money loan close in Dallas-Fort Worth?
Every Dallas-Fort Worth deal gets an instant term sheet and closes in 2 weeks. Decisions are made in-house, so title, escrow and the appraisal set the pace, not a committee.
What does a hard money loan cost in Dallas-Fort Worth?
Fix and flip and bridge loans start at 9.75% interest only with 1.5 points. The rates and requirements page lists every program; Price a Deal quotes your own Dallas-Fort Worth deal in a minute. Every figure is an indicative estimate, not a commitment to lend.
Do you lend on fix and flips in Dallas-Fort Worth?
Yes. Our fix and flip loan funds the purchase and the renovation together: 10% down with at least one completed project in three years, 20% on a first flip, the renovation paid in draws as the work completes.
Do you offer DSCR rental loans in Dallas-Fort Worth?
Yes. DSCR loans in Texas are 30-year fixed rental loans qualified on the rent, for a single property or a portfolio. Dallas-Fort Worth rents cover well against moderate prices; property taxes are the line to check.
Which Dallas-Fort Worth areas do you lend in?
Dallas, Oak Cliff and Pleasant Grove; Garland, Mesquite and Richardson; Fort Worth and Arlington; Plano, Frisco, McKinney and Collin County; Irving, Grand Prairie and the mid-cities; Denton. We lend on investment and commercial property anywhere in Texas; see the Texas page.
Working a Dallas-Fort Worth Deal?
Price it in a minute. If the numbers work, the term sheet is instant and the close is 2 weeks out.