Hard Money Lender in
Direct hard money loans for Denver real estate investors: bridge loans that close like cash, fix and flip loans that fund the renovation, ground-up construction, and 30-year DSCR rental loans. Instant term sheet, close in 2 weeks.
Denver's investor market is built on its early-1900s and mid-century housing stock, from the bungalows of the north and west side neighborhoods to the ranches of Aurora, Lakewood and Arvada, in a metro where finished houses resell at a premium.
Denver: older bungalows, high resale values, and a fast market.
Denver listings that ask for cash are usually the unrenovated bungalows and ranches in the older neighborhoods and first-ring suburbs, and the competition for them is other renovators. The fix and flip loan funds the purchase and the budget together at 10% down with a completed project, pays the work in draws, and closes in 2 weeks. Colorado Springs and Pueblo, where many Denver investors buy for the price point, are covered on the same programs.
Denver rents are solid but prices are high for the region, so the DSCR ratio on a single-family rental needs checking; small multifamily and the suburbs generally cover more comfortably. The bridge loan handles the fast purchase and the maturing-loan refinance, and the DSCR takeout comes from the same team.
Cash and hard money listings in Denver right now.
Listings whose remarks ask for cash or hard money, each priced with our financing at its list price. Browse Denver, Aurora, Lakewood, Arvada, Westminster, Thornton, or every Colorado opportunity. Sign in to see the street addresses and the pricing on each one.
No Denver listings are in the book at this moment. New ones land every day; see the Colorado deals.
We are the lender, not the listing agent. Every listing belongs to its agent, credited on the listing page. Browsing is not a commitment to borrow from us.
Every stage of a Denver deal.
Buy like cash or refinance maturing debt on Denver investment property. 12 months, interest only. Bridge loans.
Purchase plus renovation in one loan, 10% down with experience, drawn as the work completes. Fix and flip loans.
Land and the build for builders with completed projects. Construction loans.
Term loans on the buildings a rental program will not take. Commercial lending in Colorado.
Starting rates, points, down payment and score requirements, program by program. See the rates.
From a Denver address to the wire.
- Price it. Type the Denver deal into Price a Deal: address, price, renovation budget, your score and experience. The program, the rate and the maximum loan come back in a minute.
- Request the term sheet. It issues instantly, from our own sizing.
- Send the file. Contract, entity documents, insurance, budget or rent roll. The appraisal is ordered the same day.
- Close in 2 weeks. Title and escrow set the pace; the decision is already made.
Hard money in Denver, answered straight.
How fast can a hard money loan close in Denver?
Every Denver deal gets an instant term sheet and closes in 2 weeks. Decisions are made in-house, so title, escrow and the appraisal set the pace, not a committee.
What does a hard money loan cost in Denver?
Fix and flip and bridge loans start at 9.75% interest only with 1.5 points. The rates and requirements page lists every program; Price a Deal quotes your own Denver deal in a minute. Every figure is an indicative estimate, not a commitment to lend.
Do you lend on fix and flips in Denver?
Yes. Our fix and flip loan funds the purchase and the renovation together: 10% down with at least one completed project in three years, 20% on a first flip, the renovation paid in draws as the work completes.
Do you offer DSCR rental loans in Denver?
Yes. DSCR loans in Colorado are 30-year fixed rental loans qualified on the rent, for a single property or a portfolio. Denver rents are solid against high prices; small multifamily and the suburbs carry the ratio more easily than a city single-family rental.
Which Denver areas do you lend in?
Denver's north, west and east side neighborhoods; Aurora, Lakewood, Arvada, Westminster and Thornton; Englewood and Littleton; Commerce City and Brighton; Colorado Springs and Pueblo; Boulder and Longmont. We lend on investment and commercial property anywhere in Colorado; see the Colorado page.
Working a Denver Deal?
Price it in a minute. If the numbers work, the term sheet is instant and the close is 2 weeks out.