Hard Money Lender in
Direct hard money loans for San Antonio real estate investors: bridge loans that close like cash, fix and flip loans that fund the renovation, ground-up construction, and 30-year DSCR rental loans. Instant term sheet, close in 2 weeks.
San Antonio is one of the most affordable big-city investor markets in the country, with a large stock of older housing on the south, west and east sides and steady growth on the north side.
San Antonio: low entry prices and a deep pool of houses that need work.
Cash-only listings here are typically small postwar houses that need a full renovation, bought at prices that leave room for the budget and a resale. The fix and flip loan funds the purchase and the renovation together at 10% down with a completed project, 20% on a first flip, and pays the work in draws. Closings run 2 weeks.
San Antonio is a coverage market for rentals: purchase prices are low relative to rent, so the DSCR loan generally carries a single-family rental or a small multifamily building without much tuning. The bridge loan handles the fast purchase and the maturing-loan refinance. Every San Antonio listing in our book is priced with these programs at its list price.
Cash and hard money listings in San Antonio right now.
Listings whose remarks ask for cash or hard money, each priced with our financing at its list price. Browse San Antonio, Converse, Schertz, New Braunfels, Universal City, Live Oak, or every Texas opportunity. Sign in to see the street addresses and the pricing on each one.
No San Antonio listings are in the book at this moment. New ones land every day; see the Texas deals.
We are the lender, not the listing agent. Every listing belongs to its agent, credited on the listing page. Browsing is not a commitment to borrow from us.
Every stage of a San Antonio deal.
Buy like cash or refinance maturing debt on San Antonio investment property. 12 months, interest only. Bridge loans.
Purchase plus renovation in one loan, 10% down with experience, drawn as the work completes. Fix and flip loans.
Land and the build for builders with completed projects. Construction loans.
Term loans on the buildings a rental program will not take. Commercial lending in Texas.
Starting rates, points, down payment and score requirements, program by program. See the rates.
From a San Antonio address to the wire.
- Price it. Type the San Antonio deal into Price a Deal: address, price, renovation budget, your score and experience. The program, the rate and the maximum loan come back in a minute.
- Request the term sheet. It issues instantly, from our own sizing.
- Send the file. Contract, entity documents, insurance, budget or rent roll. The appraisal is ordered the same day.
- Close in 2 weeks. Title and escrow set the pace; the decision is already made.
Hard money in San Antonio, answered straight.
How fast can a hard money loan close in San Antonio?
Every San Antonio deal gets an instant term sheet and closes in 2 weeks. Decisions are made in-house, so title, escrow and the appraisal set the pace, not a committee.
What does a hard money loan cost in San Antonio?
Fix and flip and bridge loans start at 9.75% interest only with 1.5 points. The rates and requirements page lists every program; Price a Deal quotes your own San Antonio deal in a minute. Every figure is an indicative estimate, not a commitment to lend.
Do you lend on fix and flips in San Antonio?
Yes. Our fix and flip loan funds the purchase and the renovation together: 10% down with at least one completed project in three years, 20% on a first flip, the renovation paid in draws as the work completes.
Do you offer DSCR rental loans in San Antonio?
Yes. DSCR loans in Texas are 30-year fixed rental loans qualified on the rent, for a single property or a portfolio. San Antonio rents cover comfortably against low purchase prices.
Which San Antonio areas do you lend in?
The south, west and east sides of San Antonio; the north side and Stone Oak; Converse, Schertz, Universal City and Live Oak; New Braunfels and Seguin; Boerne and Helotes. We lend on investment and commercial property anywhere in Texas; see the Texas page.
Working a San Antonio Deal?
Price it in a minute. If the numbers work, the term sheet is instant and the close is 2 weeks out.