Listing photoLouisville, KY 40212 · MLS 1729874
"Property is being marketed to cash/hard-money buyers only."
2723 Saint Xavier St is a 4-bedroom, 1-bath home in Louisville, Kentucky listed at $69,900 with 1,480 square feet, built in 1900. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 20% down ($13,980), we fund the $162,800 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Kentucky or our Kentucky hard money lending page.
From the listing. * * Attention Investors * * Solid rehab project + separate lot included! Buyer to verify build-ability of the 2nd lot (2725 Saint Xavier). The home needs TLC, but comes equipped with 1,480 SF across 4 Bedrooms, 1 Bath and a layout that would work well for a flip, rental, or BRRRR project. Estimated ARV of $150K - $180K for the home, plus possibility to build next door. Property is being marketed to cash/hard-money buyers only. Buyer to verify all information, including lot dimensions and build-ability, square footage, structural condition, foundation, utilities, zoning, room counts, comparable sales, and intended use. No warranties expressed, written, or implied. Bring all serious offers
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 20% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $13,980 (20%) | |
| Loan at closing | $55,920 | |
| Full renovation, rough estimate* | We fund $147,693 | |
| Total loan | $203,613 | |
| Rate, interest only | from 9.99% | |
| Points | 1.5 ($3,054) | |
| Appraisal | Required | |
| Estimated monthly interest | $1,695 at full draw | |
| Cash to close, rough estimate | $36,532 | |
Rough estimates at the list price of $69,900 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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Cash or hard money only"Home does need repairs and will not qualify for most traditional financing in it's current state, and as such, is being sold as-is."
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