Listing photoSan Jacinto, CA 92582 · MLS IG26232305
"PROPERTY TO BE SOLD AS-IS - CASH OR HARD MONEY ONLY."
1266 Idyllwild Dr is a 4-bedroom, 3-bath home in San Jacinto, California listed at $450,000 with 1,378 square feet, built in 1979. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($45,000), we fund the $62,010 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. A California buyer can also close in 3 days with 35% down and no appraisal. See every hard money opportunity in California or our California hard money lending page.
From the listing. FIXER UPPER - INVESTOR SPECIAL! PROPERTY TO BE SOLD AS-IS - CASH OR HARD MONEY ONLY. TWO ON A LOT! Nearly an acre in San Jacinto with room to spread out, and many of the big-ticket systems in the main home have already been replaced. The 37,462 sq ft lot is zoned Rural Residential; buyer to verify with the City. The MAIN HOME offers 1,378 sq ft, 3 bedrooms, 2 full baths, living room, dining area, kitchen, family room with fireplace and a 2-car attached garage.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Option 1: 35% down | Option 2: 10% down |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | Yes |
| Buyer down payment | $45,000 (10%) | $157,500 (35%) |
| Loan at closing | $405,000 | $292,500 |
| Cosmetic renovation, rough estimate* | We fund $62,010 | Buyer pays $62,010 |
| Total loan | $467,010 | $292,500 |
| Rate, interest only | from 9.99% | 10.5% |
| Points | 1.5 ($7,005) | 1.5 ($4,388) |
| Appraisal | Required | None |
| Estimated monthly interest | $3,888 at full draw | $2,559 |
| Cash to close, rough estimate | $56,395 | $161,888 |
Rough estimates at the list price of $450,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. The no-appraisal option is available in major California markets. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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Cash or hard money only"CASH OFFERS ONLY."
Cash or hard money only"ALL-CASH OR HARD-MONEY OFFERS ONLY."
Cash or hard money only"Cash or private money only."
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