Hard Money Lender in
Direct hard money loans for Nashville real estate investors: bridge loans that close like cash, fix and flip loans that fund the renovation, ground-up construction, and 30-year DSCR rental loans. Instant term sheet, close in 2 weeks.
Nashville doubled in national profile over the last decade, and its investor market has kept pace: older houses in East Nashville, Madison, Antioch and the first-ring suburbs, renovated and sold or held as the city fills in.
Nashville: a growth market with a renovation cycle still running.
Nashville listings that ask for cash are typically the 1950s to 1970s houses in the neighborhoods that have not yet been renovated and the suburban stock in Murfreesboro, Smyrna and Clarksville. The fix and flip loan funds the purchase and the renovation together at 10% down with a completed project, 20% on a first flip, and pays the work in draws. Instant term sheet, close in 2 weeks.
Middle Tennessee is a fair coverage market: rents have grown with the population and purchase prices are moderate outside the core, so the DSCR loan generally carries a single-family rental in the suburbs or a small multifamily building. The bridge loan handles the fast purchase and the maturing-loan refinance, and every Nashville listing in our book is priced with these programs at its list price.
Cash and hard money listings in Nashville right now.
Listings whose remarks ask for cash or hard money, each priced with our financing at its list price. Browse Nashville, Murfreesboro, Franklin, Hendersonville, Smyrna, Gallatin, or every Tennessee opportunity. Sign in to see the street addresses and the pricing on each one.
No Nashville listings are in the book at this moment. New ones land every day; see the Tennessee deals.
We are the lender, not the listing agent. Every listing belongs to its agent, credited on the listing page. Browsing is not a commitment to borrow from us.
Every stage of a Nashville deal.
Buy like cash or refinance maturing debt on Nashville investment property. 12 months, interest only. Bridge loans.
Purchase plus renovation in one loan, 10% down with experience, drawn as the work completes. Fix and flip loans.
Land and the build for builders with completed projects. Construction loans.
Term loans on the buildings a rental program will not take. Commercial lending in Tennessee.
Starting rates, points, down payment and score requirements, program by program. See the rates.
From a Nashville address to the wire.
- Price it. Type the Nashville deal into Price a Deal: address, price, renovation budget, your score and experience. The program, the rate and the maximum loan come back in a minute.
- Request the term sheet. It issues instantly, from our own sizing.
- Send the file. Contract, entity documents, insurance, budget or rent roll. The appraisal is ordered the same day.
- Close in 2 weeks. Title and escrow set the pace; the decision is already made.
Hard money in Nashville, answered straight.
How fast can a hard money loan close in Nashville?
Every Nashville deal gets an instant term sheet and closes in 2 weeks. Decisions are made in-house, so title, escrow and the appraisal set the pace, not a committee.
What does a hard money loan cost in Nashville?
Fix and flip and bridge loans start at 9.75% interest only with 1.5 points. The rates and requirements page lists every program; Price a Deal quotes your own Nashville deal in a minute. Every figure is an indicative estimate, not a commitment to lend.
Do you lend on fix and flips in Nashville?
Yes. Our fix and flip loan funds the purchase and the renovation together: 10% down with at least one completed project in three years, 20% on a first flip, the renovation paid in draws as the work completes.
Do you offer DSCR rental loans in Nashville?
Yes. DSCR loans in Tennessee are 30-year fixed rental loans qualified on the rent, for a single property or a portfolio. Nashville rents have grown with the city; suburbs and small multifamily carry the ratio comfortably.
Which Nashville areas do you lend in?
East Nashville, Madison, Antioch and the city neighborhoods; Murfreesboro, Smyrna and La Vergne; Hendersonville and Gallatin; Franklin, Spring Hill and Columbia; Mount Juliet and Lebanon; Clarksville. We lend on investment and commercial property anywhere in Tennessee; see the Tennessee page.
Working a Nashville Deal?
Price it in a minute. If the numbers work, the term sheet is instant and the close is 2 weeks out.